Privacy Policy

Effective Date: September 3, 2025 – Version: 1.0

Your privacy is important to us. This Privacy Policy explains how Foresight ("we", "our", "us") collects, uses, and protects your information. By using our app, you consent to the practices described here. Please review this policy regularly as updates may occur.

Developer Contact Information

For any privacy inquiries or to exercise your rights, please contact us:

• Email: info@itquarks.com (include "Privacy Request" in the subject line)
• Support Response Time: Typically within 72 hours

Information We Collect

We collect the following personal and sensitive data:

• Account Information: Email address, username, and any profile information you provide.
• Subscription & Payment Details: Managed securely via Google Play and Apple App Store. We do not store credit card information directly.
• Usage Data: Interaction data, feature usage, AI queries for improving services and personalization.
• AI Insights: Queries submitted to AI, processed for analytics and personalization. These are stored in an anonymized or aggregated form whenever possible.
• Cookies & Analytics: Minimal cookies or tracking for app performance and analytics; aggregated and anonymized.

How We Use Your Information

• Provide AI-powered financial insights and recommendations.
• Manage subscriptions and deliver premium features.
• Improve app functionality, security, and performance.
• Comply with legal obligations and platform regulations.

Data Storage and Security

Your data is securely stored in a managed Supabase database with encryption at rest and in transit. Access controls, authentication, and logging are applied to safeguard your data. Backup logs may retain anonymized data for system recovery purposes only.

Data Retention

We retain personal data only as long as necessary to provide the services. Account deletion requests will remove your personal data from primary storage within 72 hours. Some anonymized analytics may persist for research and performance improvement.

Third-Party Sharing

We may share your data with the following trusted third parties for operational purposes:

• Supabase – secure backend and database management
• Google Play & Apple App Store – subscription management and billing
• Analytics providers – anonymized, aggregated app usage analysis

We do not sell or rent your personal data to third parties. Legal obligations or protection of rights may require additional disclosure.

User Rights

You have the right to:

• Access your personal data
• Request corrections or updates
• Request deletion of your account and personal information

To exercise these rights, contact us at info@itquarks.com with "Privacy Request" in the subject line.

Children’s Privacy

Foresight is not intended for use by children under the age of 18. We do not knowingly collect personal information from children. If we discover that we have inadvertently collected personal data from a child under 18, we will take steps to delete it immediately.

Parents or guardians who believe their child has provided information through our app may contact us at info@itquarks.com to request deletion.

Disclaimer – Not Financial Advice

Foresight provides general financial insights powered by AI. This information is for educational and informational purposes only and does not constitute financial advice. Always consult a licensed financial advisor before making financial decisions.

Subscription & Payment Transparency

Subscriptions are managed through Google Play or Apple App Store. Users can cancel, manage, or request refunds through their platform account. See Google Play subscriptions and Apple subscriptions for details.

Cookies & Analytics

We use cookies and analytics to improve performance, understand app usage, and enhance AI functionality. All data collected is anonymized or aggregated.

Third-Party Links

The app may contain links to third-party websites or services. We are not responsible for their privacy practices or content. Please review third-party policies before providing personal information.

Data Safety and Compliance

We comply with Google Play Data Safety requirements and submit accurate information via the Google Play Console. This Privacy Policy URL is linked both from the app listing and within the app itself for transparency.

Contact Us

For privacy inquiries or to exercise your rights, contact: info@itquarks.com